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Car Lease or Buy Analyzer provides the most comprehensive analysis of whether to lease or buy your next vehicle. This spreadsheet template compares the cost to lease or buy a car or truck based on your negotiations with the vehicle dealer and compares the cost per mile to own and/or lease for the term of the lease and/or the term of the loan.
Car-Lease-or-Buy-Analyzer.html
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Car Loan Payment Calculator will provide a car loan payment schedule depicting the monthly payment based on your loan interest rate, loan period and loan amount broken down with monthly interest payments, principal payments and remaining loan balances for any car, truck or vehicle loan.
Car-Payment.html
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Mortgage Loan Amortization Schedule produces an amortization schedule based on your selection of the interest rate and terms of a mortgage loan for up to 30 years at any rate selected and any amount of borrowed principal. It calculates the remaining mortgage balance after each monthly payment and provides a breakdown of interest and principal paid monthly. This program helps you monitor your lender's monthly loan statements for accuracy as well as monitoring the correct annual interest deduction on your tax return.
Mortgage-Loan.html
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The 6 Functions of $1.00 are known as The Compound Interest Tables found in most real estate investment text books and are used by real estate appraisers, brokers and investment portfolio managers to determine the present worth of future benefits from the ownership of investment real estate.
6functions.html
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Land Sales Comparison Approach in the real estate appraisal process is prepared using sales of comparable land parcels in the same or similar market area as the subject property. The land sales are adjusted for differences in comparabilty with the resultant adjusted values reconciled (correlated) into a final value estimate for the subject land parcel.
Land-Value.html
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The Cost Approach estimates the Reproduction or Replacement Cost for the subject real property from which is deducted cureable and incureable Accrued Depreciation for physical deterioration, functional & economic obsolescence. The valuation by the Cost Approach is developed on the cost per square foot basis and applied to the various building components. The cost new is then reduced by the calculated accrued depreciation. The depreciated site improvement are added for a total depreciated value of all buildings and improvements before the estimated land value is added. This Cost Approach Template can be copied to the real estate appraisal report or used independantly as a stand alone valuation for advalorem taxation or insurance purposes.
Cost-Approach.html
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Sales Comparison Approach Analyzer is the process of developing a market value estimate for the subject real property from sales of comparable properties in the same or similar market area. The comparable sales are compared to the subject property (property being appraised) and adjusted for differences in comparability. The adjusted value indications for the subject are then correlated or reconcilled into an estimate of value for the subject real property being appraised.
Sales-Comparison-Approach.html
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Economic Rent is process of analyzing market rents from competing properties resulting in the estimated market rent for the subject property being appraised. The analysis is performed with a spreadsheet template that provides the appraiser with the tools to estimate economic rent from comparable rentals derived from comparable properties in the same or similar market area as the subject poroperty. Comparable rentals are set up in an adjustment grid based on rent/s.f. and are also trendline charted with the subject injected into the chart along the trendline at the appropriate rent/s.f.
Economic-Rent.html
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Income & Expenses Analyzer is a spreadsheet template that depicts up to five years of actual income and expenses from which the appraiser can then project income and expenses for the succeeding years of the discounted cash flow analysis. The spreadsheet also calculates the percentage of gross revenue for each source of income and expense as well as total income and expense. The net operatiing income for each year and the current projected year are calculated from the prior five years of information. The analysis also provides the annual percentage of increase or decrease in income & expenses and net operating incomei from year to year. The Analyzer provides for percentage and dollar adjustments to income and expenses and calculates the internal rate of return, cash on cash return, change in value, change in income, reversion and change in equity over the holding period.
Income-&-Expenses.html
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Market Cap Rate Analyzer is the process of developing a Capitalization Rate from an analysis of comparable properties that were rented at the time of sale. The Market Cap Rate is calculated by dividing the annual net operating income by the reported sales price for each of the comparable sales. The subject's property value is derived by dividing its net operating income by the selected market derived overall cap rate.
Market-Cap-Rate.html
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The Discounted Cash Flow Analyzer is an Appraisal Method of Valuation used by real estate appraisers, investors and lenders calculates the present value of the future benefits of owning a real estate investment property based on contract or economic net income over a specified ownership holding period discounted to present value as of a specified date.
Discounted-Cash-Flow.html
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Band of Investment Analyzer calculates the Capitalization Rate by the Band of Investment Theory that is applied to the net operating income in the appraisal process under the income approach method of real estate valuation. The cap rate is derived from the relationship between the rquired amount of equity injection and mortgage loan requirement necessary to purchase the proposed investment property and the amount of interest necessary to amortize the loan and the equity return necessary to attract the typical investor. The resultant cap rate is known as the weighted rate in the appraisal process and is divided into the net operating income to determine the value of the real property.
Band-of-Investment.html
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Mortgage Equity Analyzer is a Direct Capitalization Method of developing a Capitalization Rate using the Ellwood without Algebra Formula. The analyzer also calculates the cap rate from the desired mortgage equity assumptions based on the band of investment theory and adjusts for equity buildup, appreciation and depreciation over the holding period. It also calculates the sinking fund factor and the overall cap rate and converts the net operating income into the estimated value. Also developed are the terminal cap rate, discount rate, J-Factor and K-Factor, Internal Rate of Return IRR, Debt Coverage Ratio DCR, Cash on Cash Return or Equity Dividend Rate EDR and Loan to Value Ratio.
Mortgage-Equity.html
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Gross Income Multiplier aka GIM calculates the value of the property from an analysis of market derived gross income multipliers that are applied to the subject's actual or estimated economic gross income. The results are driven by comparing the subject property to the sales of comparable properties that were rented at the time they were sold. The gross income multiplier is calculated by dividing the sales prices by the gross rental income. From the adjusted GIM analysis an appropriate factor is selected for the subject and multiplier by the estimated gross income of the subject to develop the indicated value of the subject property.
Gross-Income-Multiplier.html
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The Appraisal Value Pack is the Complete Package of all Real Estate Valuation Templates at a substantial savings from buying individually. The complete package of templates are included in one workbook and are linked together so that you only need to input the information once and it calculates throughout the analysis. The individual sheets can be printed and/or linked to your document and printed with the completed document.
Appraisal-Value-Pack.html
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Machinery & Equipment includes templates to appraise various types of commercial, industrial and heavy equipment at current market value and liquidation value. The template also includes an orderly liquidation value of fixed assets typically required for the SBA 504 program.
Machinery-&-Equipment.html
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Business Valuation includes a spreadsheet template that can be used to value the various assets of a business and the business entity. The model used is multifaceted and allows for the breakdown of the individual assets into their respective categories. Coupled with the real estate and machinery & equipment valuation templates a complete valuation of the business inclusive of all assets, liabilities and equity interests can be obtained.
Business-Valuation.html
